After some quick calculations and drafting of budgets for the next few months, I do believe that I will have paid off 3 of my 4 credits cards by the end of the year. And on top of that, I believe I will have extra money for savings, Christmas gifts, and other incidentals that will creep up. After the new year, I can focus on the very last credit card, which of course has the biggest balance. I'm hoping that with intensity and my extra side income, I can knock that out by the end of the following year.
Along the way, I might take breaks here and there to recharge my batteries. My sweet BF is so burnt out at work and has been talking about going on vacation, so I might have to save up for that in the middle of my debt pay-off. Going on vacation during a marathon debt-payoff is such a big no-no, but I almost feel like my debt is punishing him too when I can't up and go on a trip due to my debt. If we do go somewhere, it will be done responsibly, paid for in advance with cash, and no additional debt accrued.
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