My boyfriend and I have a joint account for household expenses. I'm sure Dave Ramsey would disapprove, because he believes finances should not be mixed until a couple is married. I found it to be more stressful asking my BF for his share of money every couple of weeks to pay for bills. Inevitably, he would forget, I'd have to front all the money to pay the bills, I'd have to hound my sweet, unorganized man to pay up. It's much less stressful to just remind him to transfer money to the joint account each payday. Then we can pay bills, buy groceries, take care of our dog's needs, even eat out occasionally out of that joint account. Our personal spending still comes from our own separate accounts.
Anyway, I've just completed the last of the April spending, grocery shopping, paying the water bill, setting aside enough money to purchase our pup's flea, tick, and heartworm meds. With that, we will have about a $1 left in our account. And that is A-Ok. That means I'm budgeting correctly.
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