Friday, September 30, 2011

October Goals

As this is my first month with this blog, and with my newfound sense of stick-to-it-ness regarding paying down debt, I have only two goals this month (they're pretty big ones though):

1.  Track spending...that is, any and all spending.
2.  Stick to my budget. 

I use my debit card almost exclusively and don't carry cash, so hopefully tracking spending won't be terribly difficult.  Sticking to my budget could be more difficult, but I think I can do it.  :)

Each week I'll update on spending and no-spend days.  At the end of each two week pay cycle, I will update my budget to get an idea of how well I'm sticking to it.  And finally, at the end of the month, I'll do a quick overview and update my debt numbers.  Hopefully, as I get more comfortable with all this blogging, budgeting and paying down debt, I can add other fun little goals to keep me going!!

I got paid today, but I'll start these goals tomorrow, October 1st (I like starting things on Mondays or at the beginning of a month.  Maybe that's just me).  Wish me luck! 

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